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Reading: Bargain-loving mum shares genius trick showing how to get £40 to spend at M&S
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A savvy mum has revealed how spending £150 on the M&S credit card in your first three months earns a £40 rewards voucher, plus free coffees and ongoing perks throughout the year.
Life Hacks

Bargain-loving mum shares genius trick showing how to get £40 to spend at M&S

Karl Grafton
Last updated: 2026/05/05 at 3:44 PM
Karl Grafton
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3 Min Read
Jo Rourke. (Jam Press/@this.mum.cooks)
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A canny mum has shared a trick showing how to get £40 at M&S.

Jo Rourke, from Sale, Manchester, runs the thismumcooks social media profile sharing handy money saving tips.

A recent video by the mum-of-three showing a way to get the money had over 56,000 views and 380 likes, as reported by Whats The Jam.

READ MORE: Shoppers slam Home Bargains’ Father’s Day snack crate as ‘RIP OFF’

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Jo said: “I can’t believe I didn’t know about this and as soon as I found out I applied straight away.

“It’s really straightforward to do and most people can do it and the £40 rewards voucher is just the start.

“There are ways to earn even more rewards including earning about 32 free coffees a year.

A savvy mum has revealed how spending £150 on the M&S credit card in your first three months earns a £40 rewards voucher, plus free coffees and ongoing perks throughout the year.
Jo Rourke. (Jam Press/@this.mum.cooks)

“You have to apply for the M&S rewards credit card and then if you spend £150 in two or more transactions in the first three months of having the credit card you will earn £40 in rewards into your digital wallet.

“You can simply do your weekly shop using your M&S credit card for the first couple of weeks and they will just give you £40 in rewards.

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“In addition to that every time you spend on your credit card you will earn more more rewards going forwards.

“Once you have an M&S credit card you can then apply for membership for even more benefits including free coffees in their café throughout the year.

(Jam Press/@this.mum.cooks)

“I’m not an advocate of building up deby on credit cards but if you can pay off a credit card each month that is the best way to do this otherwise the benefits are not going to be as great as you first think.”

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And viewers loved the tip.

One said: “If I already have an M&S credit card does this apply (why did I not know this) or do I have to apply for a new one?”

A savvy mum has revealed how spending £150 on the M&S credit card in your first three months earns a £40 rewards voucher, plus free coffees and ongoing perks throughout the year.
Social media comment on the post. (Picture: Jam Press)

Another said: “I saved my vouchers last year for Xmas I got £240 towards my Xmas food shopping which made life a lot easier.”

While a third said: “Done this for 1 year now, yes it’s true for £10 a month you get £120 back in vouchers so that’s your money back.

A savvy mum has revealed how spending £150 on the M&S credit card in your first three months earns a £40 rewards voucher, plus free coffees and ongoing perks throughout the year.
Social media comment on the post. (Picture: Jam Press)

“And whatever you spend on M&S credit card you get more vouchers to spend , it’s a no brainer.

“Best credit card I’ve ever had.”

READ MORE: Hikers stumble across giant SKULL after mistaking it for driftwood

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TAGGED: food hacks, Mums, saving money, shoppers, uk, Video, Viral

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